Waiver of Liability, Hold Harmless and Release

Please read and make sure you understand clearly the clauses and implications of this agreement. By electronically signing the application for admission and/or the participation forms, you are accepting the terms and conditions of this document.

I hereby affirm that I have voluntarily enrolled in a study abroad program at the Umbra Institute in Perugia through ISI Abroad (hereinafter “Institute”).

In consideration of receiving permission to participate in this program, I hereby release, waive, discharge and covenant not to sue the Institute, its officers, agents, servants or employees, (hereinafter referred to as releases) for any loss, damage, or injury, including death, that may be sustained by me, or any property belonging to me, whether caused by the releases, or otherwise, while participating in such activity, or while in, on or upon the premises where the activity is being conducted.

 I am fully aware of the risks involved and hazards connected with the said activities: airplane crashes, motor vehicle accidents, political unrest, terrorist incidents, sickness and criminal acts, as well as other risks that may not be foreseeable. If at any time any of the Institute’s programs activities are canceled or curtailed by circumstances beyond the Institute’s control, or under conditions that, at the sole discretion of the Institute, warrant the Institute to call for the cancellation or cessation of activities (academic and non-academic) including reasons caused by an act of God; war; civil commotions; labor trouble; terrorism; governmental interference or directives; US State Department or Center for Disease Control warnings (level 3 or higher); other potential sources of harm beyond the Institute’s control, I understand there will be no refunds. I hereby elect to voluntarily participate in, including but not limited to, all activities, travel and excursions organized by the program, with full knowledge that said activities may be hazardous to my property and myself. I also understand it my sole responsibility to be proactive in avoiding anything that may prompt and allergic response (foods, etc.). I hereby assume any and all such risks. I voluntarily assume full responsibility for any risks of loss, property damage or personal injury, including death, that may be sustained by me, or any loss or damage of property owned by me, as a result of being engaged in any such an activity or related activity, whether caused by the releases or otherwise.

I further hereby agree to indemnify and hold harmless the releases from any loss, liability, damage or costs, including court costs and attorney fees, that may incur due to my participation in any activities, whether caused by the releases or otherwise.

I understand that the Institute does not maintain insurance for theft or property damage and is not responsible for reimbursement for theft of or property damage to my personal items and that it is my responsibility to pursue any form of travel insurance that may cover the loss or theft of personal items abroad, and to ensure that the coverage meets my needs and preferences in consideration of all inclusions and exclusions.

I understand that the Institute does not maintain any medical or other insurance policy covering circumstances arising from my participation in any travel, or any activity associated with or facilitating that participation. As such, I am aware that I should review my personal insurance portfolio and am responsible for ensuring that it meets all immigration legal requirements.

It is my express intent that this waiver of Liability and Hold Harmless Agreement shall bind the members of my family and spouse, if I am alive, and my heirs, assigns and personal representative, if I am deceased, and shall be deemed as a release, waiver, discharge and covenant not to sue the above-named releases. I hereby further agree that this Waiver of Liability and Hold Harmless agreement shall be construed in accordance with the laws of Italy.

In submitting my application and/or signing the participation forms, I acknowledge and represent that I have read the foregoing Waiver of Liability and Hold Harmless Agreement, and understand it as my own free act and deed; no oral representations, statements, or inducements, apart from the foregoing written agreement, have been made; I am at least eighteen (18) years of age and fully competent; and I execute this release for full, adequate and complete consideration fully intending to be bound by the same.